Sticky Post
You are a super woman! Reach for the skies and hold on to those stars meant for you.
While standing inline for the teller, I couldn't help but notice the mid-thirties woman standing infront of me holding a cash book with a revolting amount of Php 486,898.64 in her account and in her hand a couple of thousand pesos bills. Then this got me thinking, she must be putting it away for some reason. Then it striked me. "I have no plans for my future!" Yes, I do have goals but long term plans monetary wise, I have not.
Then I looked around, there I saw a poster of an insurance plan that BPI was advertising and figured to ask the teller about it. Then after paying the said amount for the re-opening of the joint account, I was directed to a woman that handles the whole plan. After the briefing on the dividend per annum added if the said amount was remained for the next year and what-not, I was hesitant. Then she asked me where I worked, I said I worked for the BPO sector of AYALA, the LiveIt corp. Then she said that ayala life has an offer that by the age of 40, I can avail of 1 million pesos or 500,000. Obviously with those figures, I was astounded and interested as well.
I asked to be referred and then after a couple of minutes I get a call from this Leo-person asking me if I would like to meet up for coffee so he can go over the matter of the said insurance. I scheduled it for today and after the whole explanation I am convinced that I would want to avail of it. With an 8% per annum dividend and auarterly payment of Php 10,980, a total of 1,382,485.00 will be availed by the time I reach 40. A worthy investement which comes in a package of 3; the retirement plan, rider insurance and disability insurance all together and a guaranteed amount of 1 million pesos if something happens to me will be benefitted to my family directly.
A wise-investement I can re-cap; thus this is my motivation to work and be better at it. I don't want to work for life and a plus-factor would be investing the money I earn for my future is a good enough reason to keep on working. I was rather hesistant to avail of an insurance but a choice for an umbrella corporation that has done so much and has been in the scene for decades now, is a good enough reason to trust them.
After the whole conversation; I gave him my word that by july 16, I'll apply for the plan with the first quarter payment that I am going to be saving up for. I then started calculating the numbers in my head, a sum of 1900 per paycheck put aside would be good enough to reach every quarter payment. This was a good and bad deal for me though. The good side: I would be saving up for my future and learn how to balance my earnings and prioritize more on what I need and not want, The bad side: I would be stuck with the same company earning the same measley amount that I started out with. Thus, with the choice made to invest in my future which is important for me right now, I figured that if ever I would want to earn more; I'd have to be patient and concentrate on being better. If I'd want to get another job though, there's always the option of looking for a job first before I resign so I have another job waiting for me without being left redundant and irritated.
Anyhow, after all the drama and realization of my earnings going to nothing, that would cap up my investment for myself. Other new deals though would be the up and coming trip to boracay by june. I already booked for the tickets and trip for 2 with miguel. We will be celebrating our 6th month at boracay at the boracay mandarin hotel for 3 days and 2 nights. I'm pretty much excited and happy because I am going to be with my ruffie enjoying the sun and loving every minute of the trip with him! It'll be a mini-vacay-honeymoon altogether! :D I just feel that everything right now in my life is falling into place. I love the idea of maturing and being happy at the same time. This part of my life right now is exciting. I can't wait to be a better person!
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